Real Estate Webmasters
It is very rare that I give away one of the secrets to sucess on the web but this community of people have done so much for me that I feel like I need to post in my blog about the site so others can also share in our sucess.
Real Estate WebmastersIs a company based out of Canada that builds and maintains Real Estate websites. They also host a forum where you can get all your questions anwsered in a positive way without worry of ignorate people commenting.
If you would like to improve the amount of visitors to your website this is a great place to get ideas on how to do that. Stop by say Hi and get addicted.
Save Money On Your Mortgage
You’re already paying tens of thousands of dollars on a home; undoubtedly, you don’t want to spend several additional thousands on closing costs, interest rates, and other hidden costs.
Ways to save on your home mortgage aren’t immediately obvious, especially when you aren’t familiar with all the ways lenders tack costs into the total amount of the mortgage.
Use these tips for ways to save money on your home mortgage.
1 Make sure you are choosing the right type of home mortgage. When it comes to the total cost over the duration of the loan, the 30-year fixed-rate home mortgage is the most expensive, with one exception.
2 If you plan to live in your home for the length of the loan, it is the best home mortgage.
3 As you shop for mortgages, take into account how long you plan to be in your home. Let that length of time determine the type of mortgage you get.
4 For shorter periods of time, choose an adjustable rate mortgage, longer ones choose a fixed rate.
5 Negotiate with your lender.
There’s nothing wrong with asking your lender for a better interest rate or to eliminate some of the fees associated with the home mortgage.
Consider the fees for which the lender make no money: appraisal, inspection fees, processing fee, title fees, private mortgage insurance, and credit report fees.
Anything outside of these fees is fair game to be negotiated with the lender. Don’t hesitate to ask your lender to take away some of the unnecessary fees.
6 Make payments more frequently.
7 If you get paid on a bi-weekly basis, consider making bi-weekly home mortgage payments.
8 Each time you make an extra payment, even if it’s just one, it shortens the life of your loan. By making two payments a month instead of one, it takes you a little over 23 years to repay a 30-year fixed-rate mortgage.
9 Make extra payments.
Any extra payments you make toward your home mortgage go toward the principal of the loan.
So, the balance of the principal, rather than the interest, is reduced by any extra money you pay.
When you do this, you can reduce your home mortgage payment dramatically. Before you make extra payments, make sure your agreement did not include a cost for early repayment.
10 Avoid paying private mortgage insurance.
You are required to pay PMI when you make a down payment less than 20 percent of the amount of the loan.
The amount you pay in PMI could be used to make extra home mortgage payments or invested in a high yield investment account.
If you are already paying PMI, watch your equity closely and drop the insurance once you have 20 percent equity in your home.
There’s no sense in paying extra money in interest and other home mortgage costs unless you absolutely must.
By using just one or two of these methods you can save hundreds or even thousands of dollars in the total cost of your mortgage.
When you take steps to reduce your costs, make sure you aren’t decreasing one cost and increasing another simultaneously.
Article by
Mortgages your complete guide ebook
Why You Should Be Generating Leads Online!
Many real estate agents are stuck in out of date and inefficient marketing strategies. One of the possible reasons may be credited to the fact that more novel and inexperienced agents are encouraged by brokers and coaches that work closely with them to use the archaic methods.These mentor figures mean well, however may not use the best nor most efficient marketing techniques for every single agent. They may be accustomed to using methods that worked for them years ago when they began their venture into the real estate market, for example: door knocking, handing out mass produced flyers, cold calling, advertising in local newspapers and so on.
Fortunately for us all, we have encountered a great phenomenon that has changed the world as we know it and the future, the internet. With the advent of the internet, many facets of life changed dramatically, including how business is operated. In regards to mainstream marketing, it has completely shifted the focus to online avenues for all industries, including real estate. It has enabled real estate agents to easily generate real time business 24 hours a day. That is unbeatable. Now, lets provide you with some facts that might answer the big question, do real estate leads work?
According to articles published by NAR 77% of all home buyers in the USA start their home search online, and 68% of all home buyers use the first real estate agent they speak to. Wow. Need we say any more? Information technology has given consumers a tremendous advantage. Nowadays everything from shopping to investing is done online so its simple to see that the vast majority of home buyers also find their dream homes through these methods. If you have not already considered joining the pace of the online market, you are missing out.
Generate Your Own Real Estate Leads with RealtorExposure, Inc. specializing in helping agent generate leads and ultimately increase their business.
Blogvertise!!!
I have decided to start writing and using this blog with a service called
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Blogvertise provides many benifits to both advertisers and bloggers by allowing advertisers to gain powerful links to there site as well as providing them with extra traffic. Advertisers get there websites/products reviewed and written about. The benifits to bloggers is they get paid to do what they love to do and that is write about things interesting to them.
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6 common mistakes investors make
What I would like to address in this article is something that is disturbing to me. Over the past few years I have seen how many investors after a real estate seminar or buying a new course would jump on the band wagon of the usual marketing strategies we are all familiar with. You know, bandit signs, classified ads and postcards too just name a few. Now, these marketing strategies in themselves are not bad but it is sadly the method how these marketing activities are applied where investors get into trouble.Not Having a Marketing Strategy At AllJust placing bandit signs in neighborhoods and intersections without planning, testing and reviewing the quality response rate from your signs is a sure recipe for failure.Not Identifying Strategies That Work and Sticking With ThemThere are many ways to skin a cat. Some ways are better than others. It is the lack of not knowing what works and not knowing what works well that leads many astray and cost them a lot of money in the process.Not Staying Within a Budget and Wasting Your MoneyIf you only have $10 or $100 per month or more that you can spend on marketing then you need to stick to that amount and use strategies that fit into your budget otherwise you might soon be distracted from your real estate investment business by facing a cash crunch.Having No Competitive Advantage Above Other InvestorsI have a personal bias towards attorneys and using free publicity as my competitive edge. What is yours? If you don't know, develop one.Not Being Persistent.Sadly many quit with a huge database of leads they accumulated from haphazard marketing efforts not realizing they have unrefined gold in their hands. All it asks is some nourishment and follow up.Following the Herd and Using the Same Marketing StrategiesAsk yourself, with all the same strategies used by fellow investors in your market, why would a seller call you ? If you can't answer this then you need to think of a different strategy like marketing to attorneys. When you market to attorneys there is no competition and no negotiation. What I like about this approach is that the attorneys may times would send pre-qualified leads your way which makes negotiations much less stressful and complicated.
Written by
Gerhard Cronje
Cedar City Utah Real Estate
Cedar City is a great place to buy a home or property. Many people from Southern California and Las Vegas have found that Cedar City, Utah is an ideal place to start a family or retire. If you are interested in Cedar City Real Estate please contact your Cedar City Realtor - Sam Dodd for more information.
Sam would be happy to help you find the property you are looking for. Sam has the experance, knowledge and will to get things done. If you are looking for Cedar City Real Estate you are in the right place.
Cedar City is a growing city of around 25000 people with a annual growth rate of about 3.5 percent. This makes Cedar City an ideal place to invest in real estate. If you are looking for Cedar City investment property you are in the right place. Sam has a list of possible investments for the experanced and new investors. 25% 50% and even 100% returns are not uncommon.
So if you are in the market for Cedar City Homes for Sale, Cedar City Real Estate, or just want more information about Cedar City, UTah please contact your local Cedar City real estate agent Sam Dodd for more information.
